Buyer Programs

*Offer is valid on qualifying homes and applicable to new customers only. Prices and offers subject to change without notice. This is not an offering where prohibited by law. Images are for representational purposes only and actual product may differ. See online or onsite sales consultants for details.

*Stylecraft will cover the cost to buy down the borrower’s interest rate and lower monthly payments for the first two years on loans closed by January 20, 2026. For a $283,000 loan with a 2-1 buydown, the monthly Principal & Interest (P&I) payment for year 1 is $1,170.03, year 2 is $1,325.01, the monthly P&I payment for years 3-30 is $1,489.99. Year one payment example is based on rate of 2.99%, year two payment example is based on 3.99% and year 3-30 payment example based on rate of 4.99%. Loan will have a 5.691% Annual Percentage Rate (APR). Rates are effective as of November 18, 2025, and are for illustrative purposes only and are subject to change. Interest rate based on 30-Year Fixed FHA loan with a 3.5% down payment and assumes a minimum 680 credit score for the borrower. Lower scores can result in a cost to the borrower. Payment does not include taxes, insurance premiums, or mortgage insurance (MI). The actual payment amount will be greater. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer for details. You are NOT required to use Kangaroo Home Lending as a condition to purchase a home, but you are required to use Kangaroo Home Lending to qualify for certain Stylecraft incentives or promotions. Information as of 11/18/2025 | Kangaroo Home Lending | 4094 State Highway 6 South | College Station, Texas 77845 | Company NMLS 2400403 | Corporate Phone: 979-268-7772